Fate Chasing me again

Today i had decided to go to bala's house to study......So i again packed myself and i was off...Fore goin i had gone to bank to draw cash..I came back gave the cash to my dad...and i was again off....today...near the entrance of the bypass road..i saw a lady...she was standin in the middle of the road thinkin whether to cross the road....i saw her ...nd i was juz goin at 20 to 30k's..immediately applied my brakes..but i dint knew wht happened to my bike..it skid..then there i was on the gravel fallin with my bike on me...goodddd when will this fate stop chasin me...i escaped with juz scrathces in my leg....and no major injuries.......